I mean, the price of the product is the same, I’m taking a loan for the duration of the credit but paying no interest?
What’s the catch?
I can keep my money making a bit of interest instead of giving it right away and without increasing the price of what I was already planning to buy. When or why wouldn’t I choose 0% credits?
It’s often zero interest and zero payments required for 6 months or a year or whatever. The trick is that if you don’t pay it off within that time, then the interest from the whole period accrues.