You just equated doing things that you have at least semi active control over to someone’s genetics predisposing them to certain medical conditions, which they have 0 control over. In their markets, risk is supposed to balance out and make people make less risky choices. You can’t derisk your alleles.

Health insurance is a fundamentally flawed idea, and not because of preexisting conditions, but because of profiteering. We should just optimize the health of our citizens directly by taxing wealthy individuals and companies and paying for the most effective healthcare for everyone. It’s more cost effective for society at large and also serves the greatest cross section of our community, but there just won’t be a profit motive (well there is a motive that by doing better healthcare for everyone in more cost effective ways you lower the overall cost of healthcare for the society, which isn’t so much maximizing profit as it is minimizing cost-benefit ratio).

And by the way, it may be a paper next year finds an allele you have increases your risk of some horrendous disease. The people in this thread are arguing with you that you should still be able to afford healthcare. You’re arguing you shouldn’t.