• SCB@lemmy.world
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    1 year ago

    Yes, and a big part of that is that rather than get bank accounts, savings accounts, and any sort of money discipline, they fly blind and end up turning to terrible shit like payday loans.

    See, one of us has actually worked to help change the spending habits of low-income people and the other person gets their information from memes.

    • Daisyifyoudo@lemmy.world
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      1 year ago

      Source- trust me bro!

      That’s a pretty cool story you’ve got going on in your head there lol. You’re a fucking 🤡

        • Daisyifyoudo@lemmy.world
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          1 year ago

          7 million out of 39 million living in poverty don’t have bank accounts. Lol, that’s your proof for your argument. And that’s not including the working poor. Wow, I don’t know what’s scarier- the fact that you think this is proof that the PoOr aRe CoNdItiOned tO noT uSe bAnKs- If OnlY thEy’D oPen Savinzgs AcCoUnts, or that you think that you “got me” with that stat. Fucking 🤡

          • SCB@lemmy.world
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            1 year ago

            What I think is scary is that people born into immense privilege, like you, think you understand how the “working man” feels, but I console myself with the knowledge that you’re not very important.

    • zbyte64@lemmy.blahaj.zone
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      1 year ago

      Underbanking is a problem, and so is underinvesting. Both are caused by profit motives because investors rather put in pay day loan services instead of grocery stores in historical redlined districts🤷

      But sure, blame the habits of poor people.