yeah cc are the best but you need to treat them like its a debit card. I actualy have to call regularly to get my maximums lowered. They love to set them real high but I don’t want them larger than what I earn in a month which is still to high given its not like I could spend that whole amount given the stuff that you have to pay every month not on cc and I have more than one. You definately cannot charge till you get rejected from hitting the limit.