It’s the opposite for me. I have to be far more involved to track cash payments, with bank accounts I can easily see and track everything and make sure my budget stays in sync.
I also find card payments easier to track. My bank also provides a budgeting application integrated into their online banking, with automatic categorisation which is very useful. It shows how much you spend where and what your end of month balance will probably be. You can also set an alarm to warn you when you go over budget. Basically, they provide you with the same payment history analysis tools most banks probably have running in the background already.
It’s the opposite for me. I have to be far more involved to track cash payments, with bank accounts I can easily see and track everything and make sure my budget stays in sync.
I also find card payments easier to track. My bank also provides a budgeting application integrated into their online banking, with automatic categorisation which is very useful. It shows how much you spend where and what your end of month balance will probably be. You can also set an alarm to warn you when you go over budget. Basically, they provide you with the same payment history analysis tools most banks probably have running in the background already.