Romeo Chicco’s auto insurance rate doubled because of information about his speeding, braking and acceleration, according to his complaint.

  • bane_killgrind@lemmy.ml
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    8 months ago

    So my premiums are higher in my 20000$ car because Lexus drivers get carjacked in my postal code.

    It’s not new to me. It’s always been stupid and predatory.

    • capital@lemmy.world
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      8 months ago

      You’re hyperfixating on my examples and missing the point (or, more likely, you understand perfectly but don’t want to admit it). Lots of different metrics go into the final number.

      Think insurance rates for those owning the easily stolen models of Hyundai vehicles went up? Likewise, SHOULD they go up after it became apparent they were easily stolen?

        • capital@lemmy.world
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          8 months ago

          That can be true and it can also be true that accident rates, individual driver history, carjacking rates, weather patterns, and a long list of other things goes into the final number.