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Joined 1 year ago
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Cake day: July 1st, 2023

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  • phoneymouse@lemmy.worldtoMildly Infuriating@lemmy.worldRetirement in the USA is a scam
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    19 hours ago

    You got in at a bad time and probably picked some subpar investments. You likely bought some big tech stocks at the worst possible time, and many of them never recovered because they were way over valued to begin with.

    Stick with total market or sp500 fund like VTI or VOO. You’d be up right now if you had.

    Also, it sounds like you invested once and then never bought more? The whole point is that you’re buying more every paycheck. You’d be way up if you’d kept investing through 2022 when prices were low.

    Retirement accounts with the right funds are supposed to be set it and forget it. Make the automatic contribution every paycheck and look at it maybe once or twice a year. Otherwise, let it be.



















  • Yeah, not using Quest. Trying to run an HTC Vive, which is pretty ancient at this point. In any case, I think the issue is I installed Steam via flatpak, but I guess it’s better to install it natively for VR. I’m sure I could technically get it running, but after putting a few hours into trying, I just gave up. Mostly just want to play Half-Life Alyx and after that I’m probably finished with the VR till some other killer game comes out.