• inclementimmigrant@lemmy.world
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      1 year ago

      A simple blown tire that renders you only reliable way to work that doesn’t pay enough to cover your basic living expenses is a catastrophic emergency that could cost around 500 bucks.

    • southsamurai@sh.itjust.works
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      1 year ago

      A part of a tree falling on your windshield.

      Seriously, that’s what it ended up costing me, and I did part of the body work needed to be able to fit a new windshield in right. If I hadn’t kept the tools around, that would have been another 500.

      Mind you, the 500 I did pay out included some other body work I just couldn’t physically do. The glass and installation of the glass was “only” 150 ish (can’t remember what the tax was).

      The one before that, that was barely under 500 was the AC unit for the house freezing up and fucking the compressor.

      And 500 is a single emergency. You get hit by multiple, and you’re fucked .

    • ohlaph@lemmy.world
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      1 year ago

      Exactly. A cheap car repair is that with labor. Add kore than one thing in a few months and most people start to really bleed.

    • bob_wiley@lemmy.world
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      1 year ago

      For people who don’t have any savings, things you may call an inconvenience, or don’t even think about, could be considered emergencies.

      Pretty much everyone needs a cell phone these days. Maybe the person drivers for DoorDash, so they use their phone for work. The phone gets dropped and breaks. They need it fixed or replaced. For people with money, this is a little annoying, they need to go to the store and take care of it when they had other plans. For someone without any savings, this is now an emergency they can’t pay for, and if they don’t take care of it they can’t work. It gets put on a credit card and now they’re paying 20% interest on their phone until they can deliver enough meals to pay it off, on top of all their normal expenses.