Not as bad as you would think. I am lucky to live in a very progressive state that is investing heavily in green technology. The state gave us a .99 percent loan we have sitting in a high percent saving account to withdraw payments from. The state also gave us like 6k is rebates just to get rid of our old Freon unit. We are hoping to cut our energy bills in half. So depending on where you live you should look into it.
The lesson learned here is " the only way to win is not to play". The rise in DINKS has already begun and I’m sure will accelerate in response to this nonsense. Soon the ratio of wanted children to unwanted will tip and violent crime will rise. There is a great section in freakonomics about this. I’m putting my money where my mouth is and partner is getting fixed tomorrow!